How We Invest
A Goals Based Approach
While individuals need good advice, it is human nature to want advice that sounds good.
Investment journalism has not yet mastered prophecy. It relies on "emotional marketing" to pitch you on whatever is "hot" at the moment, to motivate you to chase returns and make transactions and commissions flow.
However, there is often a big difference between the sales pitch and reality. Emotion-based investing and performance chasing are not investment plans - they are often recipes for disaster.
Warren Buffett once famously said “One of the primary purposes of stock market forecasters is to make fortune tellers look good.”
Goal Setting Is A Game Changer
We have found that most individuals do not have an investment and retirement income plan to achieve specific life goals. They simply try to grow their investment and retirement income portfolio over time.
At Green Pastures, we utilize a Goals Based Approach to investment and retirement income planning with the objective of helping you attain specific life goals, such as:
(1) building your investments to a desired retirement nest egg amount by a certain age,
(2) creating your retirement income plan to make an envisioned retirement lifestyle a reality, and/or
(3) leaving a legacy to your loved ones.
A Goals Based Approach helps you eliminate emotion-based investment decisions and motivates you to stick with a plan to achieve measurable and realistically attainable life goals.
Simplify Investing And Simplify Life
Implementing and maintaining a goals based investment and retirement income plan does not have to be an overwhelming and complicated process.
Most investors do not need professional planners who lock them into expensive and/or complicated investment plans, investments, strategies and services that:
(1) are difficult to understand,
(2) have high commission and/or fee structures,
(3) lack transparency,
(4) are illiquid, and/or
(5) cost a lot of money to liquidate.
We will help you put together an investment and retirement income portfolio to achieve your goals based plan, and you can easily track and monitor your progress along the way.
Simplify investing and simplify your life so you can worry less and enjoy more.
Prioritize Wealth Preservation And Risk Management Over Maximizing Gains
Investors oftentimes build their investment and retirement income portfolios with only one goal in mind - to maximize returns.
In doing so, they may take on far more risk than they had intended, and suffer significant losses during bear markets and bull market corrections.
Unexpected Risk Is The Number One Reason An Investor Abandons His Or Her Investment and Retirement Income Plan And Fails To Achieve His Or Her Goals
By reducing volatility in the value of your investment and retirement income portfolio, we create more stable returns. More stable returns translates into lowering your stress level, and a lower stress level translates into producing better long-term investment results because it makes it easier for you to stick with a long term plan and enjoy success.
Investing should be like watching green pastures grow – plant seeds and, in time, grass grows.
Our All Weather Models, Buffered ETF Portfolios, Buffered Annuity Portfolios and Retirement Income Solutions can be utilized as complements to each other and/or as complements to your investment and retirement income portfolio held elsewhere.
